How to Get Cheaper Auto Insurance When You Live Up North

Living in northern Canada or an Indigenous community? Here’s how to lower your auto insurance premium without cutting corners.eting.

Auto Insurance Tips for Northern & Remote Drivers

If you’re living in a remote or northern part of Canada, you’ve probably noticed that auto insurance isn't cheap. Here's how to beat the system , legally and effectively.

1. Shop Around (But Smartly)

Don’t waste hours on the phone. Use platforms like RemoteQuote that connect you with licensed brokers who already serve your area.

2. Increase Your Deductible

If you can afford a higher deductible, you’ll often see lower monthly payments. But be careful—only do this if you have savings to cover a claim.

3. Bundle Home and Auto

If you also need home insurance, bundling can save you 10–25%.

4. Mention Your Location Details

Let brokers know if you park in a garage, rarely drive, or use your vehicle seasonally. These can all lower your risk profile.

Final Tip

Your postal code shouldn’t define your premium. RemoteQuote helps you break through the big-city bias and find a better deal, even if you live hundreds of kilometers from the nearest broker.

A confident insurance agent discussing policies with a client